One way to help curb excessive spending is to create a bucket system that makes it harder to overspend and also sets aside funds to ensure to have enough when you need it.
The ETF: A giant box of assorted LEGO
Projecting Retirement: Choose Your Own Adventure
A retirement projection can be the basis for your own "Choose Your Own Adventure" book. Should I take some nice vacations with my kids now? Should I buy that sports car? Will I have enough when I am 65 to travel? The only way to really answer these questions is to take a look at your finances NOW and how they project out to the FUTURE.
Financial Priorities: What is most important to you?
Budgeting: Knowing is Half the Battle
TFSA: The Overlooked Sidekick
TFSAs are greatly overshadowed by the RRSP as a retirement account. The RRSP program has long been the default retirement program for most Canadians but is it the best retirement solution? Although it has been around since 2009, the TFSA program, with a 2017 limit of $52,000, is sizeable enough to be given serious thought as a retirement or long-term savings plan.