In Canada, married couples have the opportunity to use income splitting strategies. The idea is to minimize taxes your family pays by moving income from one spouse (who is at a higher tax rate) to the other spouse (who is at a lower rate).These audit-friendly strategies can help you achieve success as epic as Jean-Claude's split.
In this article, I offer some tips on how training your mind can actually help you save money in the new year. Making changes to your mindset will really help change some habits and produce positive results. It might not be as dramatic as taking the red pill in the Matrix, but are you ready to learn about the reality behind spending?